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It is now seen as essential that all businesses assess their exposure to business risk especially in relation to value creation. This book explains the practical links between risk management and the impact it has on the value of your business. It offers vital, accessible and timely tools to assist you in making an immediate difference to the core value of your business and thereby satisfy the demands of an ever increasing range of stakeholders.

This book will help you:
• Discover how risk exposure can have a financial impact on your business
• Make your business become more sustainable financially, socially and environmentally
• Learn how to apply knowledge fast with this practical guide to risk management issues

The sustainable approach covered by this book spans business survival to more recent issues, such as the use of energy and natural resources. It highlights the value of a more enlightened approach throughout an organization. In doing so the book explains the practical links between risk management and the impact on value using the Sustainable and Economic Risk Management (SERM) methodology which considers:
• inherent risk
• management of risk
• residual risk exposure.

By exploring the various frameworks that organizations operate in today – whether compulsory, compliance driven, voluntary or motivated by best practice – the book offers a practical tool through the SERM model which is at the heart of the book’s approach to risk management. This model, together with its global EFR model, have established proven and practical methodologies to achieve sustainable risk management techniques that are accessible to all organizations.

* Explains why risk management is a significant tool in enhancing the overall value or performance of any given organization.
* Examples of how risks are quantified and explanations of how risk exposure can have a real ‘material’ financial impact on an organization
* Provides best practice examples along with case studies that demonstrate how risks are dealt with by organizations that are rising to the challenge to become more sustainable, financially, socially and environmentally

• Sales Rank: #4598626 in Books
• Published on: 2007-11-28
• Original language: English
• Number of items: 1
• Dimensions: 1.86" h x 6.83" w x 9.28" l, 3.01 pounds
• Binding: Paperback
• 768 pages

From the Back Cover
It is now seen as essential that all businesses assess their exposure to business risk especially in relation to value creation. This book explains the practical links between risk management and the impact it has on the value of your business. It offers vital, accessible and timely tools to assist you in making an immediate difference to the core value of your business and thereby satisfy the demands of an ever increasing range of stakeholders.

This book will help you:
• Discover how risk exposure can have a financial impact on your business
• Make your business become more sustainable financially, socially and environmentally
• Learn how to apply knowledge fast with this practical guide to risk management issues

The sustainable approach covered by this book spans business survival to more recent issues, such as the use of energy and natural resources. It highlights the value of a more enlightened approach throughout an organization. In doing so the book explains the practical links between risk management and the impact on value using the Sustainable and Economic Risk Management (SERM) methodology which considers:
• inherent risk
• management of risk
• residual risk exposure.

By exploring the various frameworks that organizations operate in today – whether compulsory, compliance driven, voluntary or motivated by best practice – the book offers a practical tool through the SERM model which is at the heart of the book’s approach to risk management. This model, together with its global EFR model, have established proven and practical methodologies to achieve sustainable risk management techniques that are accessible to all organizations.

About the Author
Dr Linda Spedding holds an LL.B. (Hons), LL.M., Ph.D. She is a Solicitor (England & Wales), and Advocate (India) and an Attorney (USA). Having worked with international law firms, she set up her own practice and remains a consultant to law firms and institutions. Dr. Spedding has authored many articles for professional journals and several books for a professional and business audience, including “Due Diligence and Corporate Governance”. She has been an international advisor to many commercial and professional bodies both in the private and public sector, including SERM and EFR. She serves on several committees, including the SCI Business Strategy Committee. Dr Spedding is International Sustainability Advisor to the CII and to TERI in India and is as an International Consultant Advisor with the Metropolitan Police Service at New Scotland Yard.

Adam Rose read economic geography at the London School of Economics and Political Science (LSE) and holds postgraduate qualifications in Marketing and Management. He has specialised in Risk Management and Socially Responsible Investment research techniques for over 10 years and has built up several research teams (including SERM’s). He currently acts as a freelance consultant and Research Advisor for the SERM Rating Agency in London. He has contributed papers to Risk Books and is currently developing training material for the Sustainable Enterprise Risk Management framework.

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The 2008 credit crisis started with the failure of one large bank: Lehman Brothers. Since then the focus of both politicians and regulators has been on stabilising the economy and preventing future financial instability. At this juncture, we are at the last stage of future-proofing the financial sector by raising capital requirements and tightening financial regulation. Now the policy agenda needs to concentrate on transforming the banking sector into an engine for growth. Reviving competition in the banking sector after the state interventions of the past years is a key step in this process.

This book introduces and explains a relatively new concept in competition measurement: the performance-conduct-structure (PCS) indicator. The key idea behind this measure is that a firm’s efficiency is more highly rewarded in terms of market share and profit, the stronger competitive pressure is. The book begins by explaining the financial market’s fundamental obstacles to competition presenting a brief survey of the complex relationship between financial stability and competition. The theoretical contributions of Hay and Liu and Boone provide the theoretical underpinning for the PCS indicator, while its application to banking and insurance illustrates its empirical qualities. Finally, this book presents a systematic comparison between the results of this approach and (all) existing methods as applied to 46 countries, over the same sample period.

This book presents a comprehensive overview of the knowns and unknowns of financial sector competition for commercial and central bankers, policy-makers, supervisors and academics alike.

• Sales Rank: #10653772 in Books
• Published on: 2014-09-11
• Original language: English
• Number of items: 1
• Dimensions: 9.30" h x .70" w x 6.10" l, .0 pounds
• Binding: Hardcover
• 228 pages

About the Author

Jacob Bikker is Research-coordinator, Supervisory Policy Division, Strategy Department, De Nederlandsche Bank, Amsterdam, The Netherlands, and Professor, Utrecht School of Economics, Utrecht University, the Netherlands.

Michiel van Leuvensteijn is Senior Policy Advisor, Group Strategy and Policy Division, All Pension Group (APG), Amsterdam, the Netherlands.

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Intelligent Credit Scoring presents a business-oriented process for the development and implementation of risk prediction scorecards. The credit scorecard is a powerful tool for measuring the risk of individual borrowers,  gauging overall risk exposure and developing analytically driven, risk-adjusted strategies for existing customers. In the past 10 years, hundreds of banks worldwide have brought the process of developing credit scoring models in-house, while ‘credit scores' have become a frequent topic of conversation in many countries where bureau scores are used broadly. In the United States, the ‘FICO' and ‘Vantage' scores continue to be discussed by borrowers hoping to get a better deal from the banks. While knowledge of the statistical processes around building credit scorecards is common, the business context and intelligence that allows you to build better, more robust, and ultimately more intelligent, scorecards is not. As the follow-up to Credit Risk Scorecards, this updated second edition includes new detailed examples, new real-world stories, new diagrams, deeper discussion on topics including WOE curves, the latest trends that expand scorecard functionality and new in-depth analyses in every chapter. Expanded coverage includes new chapters on defining infrastructure for in-house credit scoring, validation, governance, and Big Data.

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• Sales Rank: #2847280 in Books
• Published on: 2017-01-17
• Original language: English
• Number of items: 1
• Dimensions: 8.27" h x .87" w x 5.91" l, .0 pounds
• Binding: Hardcover
• 432 pages

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• Sales Rank: #4990 in Books
• Published on: 2016-09-30
• Original language: English
• Dimensions: 10.80" h x .50" w x 8.40" l,
• Binding: Paperback
• 408 pages

Most helpful customer reviews

1 of 1 people found the following review helpful.
Five Stars
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Great book. Cuts down on the fluff and gets right to the core of what's important

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Under the terms of the Freedom of Information Act, government agencies have declassified millions of pages of documents on numerous subjects.

But there are other files, many of a far more intriguing nature than those the government has already released. They’re the ones that agencies haven’t released.

They include the files that supposedly can’t be found, that are suspiciously “missing,” as well as the top-secret papers that agencies admit exist but which they are determined to keep hidden from us. The reason: to prevent the truth behind some of the biggest conspiracies of all time from ever surfacing.

For Nobody’s Eyes Only includes fascinating new information on:

The conspiracy-filled story of the buried files and photos documenting the legendary Roswell UFO crash of 1947

The truth about the secret records of the JFK assassination that still remain sealed from public view

The sensational and missing data behind the Watergate scandal that brought down President Nixon

The mysteriously vanished documents on the CIA’s controversial “mind-control” operation, Project MKUltra

It will also discuss the nature of how documents are deemed classified and top secret. For Nobody’s Eyes Only picks the locks to the secret vaults “they” don’t want any of us to see.

• Sales Rank: #254265 in eBooks
• Published on: 2013-10-21
• Released on: 2013-10-21
• Format: Kindle eBook

About the Author
Nick Redfern is an author, lecturer, and journalist specializing in a wide range of unsolved mysteries, including Bigfoot, UFOs, the Loch Ness Monster, alien encounters, and government conspiracies. His previous books include The World's Weirdest Places, The Pyramids and the Pentagon, Monster Files, and The Real Men in Black. He writes for many publications, including UFO Magazine, Fate, and Fortean Times, and has appeared on numerous television shows, including Fox News; History Channel's Ancient Aliens, Monster Quest, and UFO Hunters; VH1's Legend Hunters; National Geographic Channel's The Truth about UFOs and Paranatural; BBC's Out of this World; MSNBC's Countdown; and SyFy Channel's Proof Positive. He can be contacted at nickredfernfortean.blogspot.com.

Most helpful customer reviews

32 of 34 people found the following review helpful.
Engaging!
By Dr. Joseph S. Maresca
Redfern's book is a well researched document on
topics that are not well known to the public.
For instance, did you know that there was a
secret scientific control group of people
subjected to high radiation during the Cold War?

In addition, a government agency paid psychics
to articulate manufacturing on the moon. In
addition, there was a secretive program around
an anti-gravity propulsion machine which would
explain the possibility of moon manufacturing
many years ago. In addition, civilizations like
Atlantis are known to have had the technology
to explore the moon.

Redfern documents how Iran almost went to war due to
a UFO which flew within its airspace in the '70s.
In addition, there was a CIA program called Operation
Often which was put into place to make sense of
the work of astrologers, fortune-tellers and even
demonology.

The book has unusual pictures like the site of the
'47 UFO crash, moon manufacturing operations, the
LAM diminutive humanoid from another planet and
other interesting tidbits which could inspire
hours of conversation.

The presentation is engaging on many fronts. Readers
could discuss the merits of this book for many
years to come.

20 of 21 people found the following review helpful.
Yet another fascinating, thought-provoking, informative, and enjoyable book by Nick Redfern
By M. L Lamendola
I keep wondering how he comes up with new material that is just as rich as what he's published previously. His consistent production of new material bucks an unfortunate trend that began some years ago.

Many authors get into a groove in which they simply rewrite, update, or spin what they've done previously. Several major fiction writers are guilty of this, and have pulled in millions of dollars doing it. In nonfiction, the practice is not as lucrative but is still being used. Some overlap is actually helpful, but nonfiction writers should all follow Redfern's lead and write a new book rather than try to peddle a retread as new.

This is a great book to read for its entertainment value, if nothing else. But there is something else. The liberty movement has been gaining momentum due to a perfect storm of factors. One of those factors is an increasing awareness of criminal activity and cover-ups in what poses as a federal "government" in the USA. Maybe the cracks in the facade began appearing to the public with the Watergate fiasco, but in any case they have recently become much more visible.

And that's important. The banksters and gangsters who run the system have completely hijacked it to such an extent that today 20% of children in the USA live below the poverty line (among industrialized nations, only Romania is worse in this regard). Redfern isn't writing on behalf of the liberty movement on on behalf of those seeking to restore lawful government. I'm just saying that the increased awareness of hijinks in high places is one of the factors fueling these and similar movements.

I also want to point out that while Redfern's revelations could be dismissed as interesting tidbits of little relevance to our everyday living, the reality is quite the opposite. He gives us a glimpse inside the collection of organized crime syndicates whose activities result in that child poverty statistic I quoted earlier.

Not that this single book is going to be the catalyst that finally brings about badly needed change, but it is an important piece of that puzzle. It will, if nothing else, provoke people to ask questions that the "government" doesn't like to answer. For example, he points out that a significant number of documents about the JFK assassination exist but aren't open to public examination. Why? What is so dangerous to the ruling class that they hide this information? Redfern doesn't go into the possibilities in this book (doing so would require a separate, much larger book). But he does expose the fact that an extreme cover-up exists.

The "hidden" JFK files are only the tip of the proverbial iceberg. In this book, Redfern discusses many other examples of "missing" or "hidden" information on debacles and events ranging from the Watergate break-in to the death of Princess Diana to government experiments on human beings (without their knowledge or consent).

Or how about the "suicide" in the woods, in which somehow there were no fingerprints on anything the victim had with him? Generally speaking, people who commit suicide don't wipe their prints off their eyeglasses or other items after dying. Maybe some people aren't bothered by anomalies such as this, but all of us should at least be curious.

Many "conspiracy theorists" will feed on the evidence and arguments Redfern presents, to fuel their "violate logic and rules of evidence" fantasies. But that says more about them than it does about this book (it actually says nothing useful about this book). I bring this point up because it's a common propaganda tactic to label informed inquiry into obvious contradictions as "conspiracy theory."

While there are many nutjobs you can't take seriously, there are also serious, intelligent, well-informed people who do not accept the official explanations and mainstream views. Having read several of Redfern's books, I have a problem tying him to the "conspiracy theorist" idea. I think it's better to tie him to the "asking informed, intelligent questions based on the data" idea.

In this book, Redfern maintains his tradition of writing in an engaging, often witty style. But he never trades entertaining for truth. As usual, the bibliography is extensive and impressive, with many sources that are simply unimpeachable. For anyone who wishes to advance his or her understanding of pivotal events in recent US history, this book (like several others by Redfern) is essential reading.

The text consists of 18 chapters spanning 181 pages. There's also a short introduction, an index, and a table of contents.

13 of 13 people found the following review helpful.
Fascinating
By Bonnie Neely
For Nobody's Eyes Only by Nick Redfern is the work of a well known journalist who digs deeply into hidden files to uncover what he deems the public has the right to know, both in the USA and in Britain. Nick Redfern (whom we have seen on Ancient Aliens on the History Channel) has dug into forbidden files for decades, ever since the right to know acts were in place. He has discovered that there are different ways of suppressing files and knowledge from the public. There is a higher classification than Top Secret, and it requires a "need to know" status, as we see in spy films. But this is real and abounds in our government practices. Wih years of searching and re-searching Nick has made amazing inroads into things "they" don't want us to know but which we have talked about for decades. In this easy to read, fascinating book Nick describes how the governments have gone about shushing facts and disseminating dis-information. He has found a way into deep pocket files in the Vault, files which were declared missing or non-existent; and has discovered that some are indeed non-existent, vanished completely, laborously expunged from history. some of the deeply hidden files he has found and studied and shares with us are ones that cover Roswell UFO Crash, files on notorious famous people such as Marilyn Monroe; files on experiments on humansa; a secret space program; and many on politicians like JFK ad J. Edgar Hoover. Watergate Files. His discussion of why and how many of these files are totally non-existent make us really wonder about what conspiracy theorists have told us for decades. If you have any interest in solving mysteries of the unusual kind, this book is for you!

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[Q719.Ebook] Download Primate Sexuality: Comparative Studies of the Prosimians, Monkeys, Apes, and Humans, by Alan F. Dixson

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Primate Sexuality provides an authoritative and comprehensive synthesis of current research on the evolution and physiological control of sexual behaviour in the primates - prosimians, monkeys, apes, and human beings. This new edition has been fully updated and greatly expanded throughout to incorporate a decade of new research findings. It maintains the depth and scientific rigour of the first edition, and includes a new chapter on human sexuality, written from a comparative perspective. It contains 2600 references, almost 400 figures and photographs, and 73 tables.

• Sales Rank: #603141 in Books
• Published on: 2013-04-22
• Original language: English
• Number of items: 1
• Dimensions: 7.40" h x 1.80" w x 9.60" l, 3.82 pounds
• Binding: Paperback
• 808 pages

Review
Review from previous edition "Alan Dixson has drawn together an impressive body of literature in this landmark volume.... Dixson's treatment is unusually inclusive across levels of analysis and activity. His reach is impressive, and he has sought to distil and review more than 2000 sources from a diverse literature.... Primate Sexuality is an essential starting point in this field, and a must for every primatologist's library." --Professor Jeanne Altmann, Nature

"An extremely important source of information and ideas. There is no other book like it for primates, and I suspect none for any other Order." --Professor Alexander Harcourt, University of California, Davis, USA

"A fascinating, comprehensive, up-to-date and unparalleled synthesis of our current knowledge about primate sexuality." --Dr Andreas Paul, University of Gottingen, Germany

About the Author

Alan F. Dixson, School of Biological Sciences, Victoria University of Wellington, New Zealand

Alan Dixson was educated in England at the University of Nottingham, where he obtained a BSc in Zoology (1970) and at the University of Birmingham Medical School, where he was awarded a PhD (1973) and a DSc in Biological Sciences (1993). His research has involved comparative studies of reproductive biology and the evolution of sexuality in primates and in other mammals. He has held posts at the Zoological Society of London (1976-1983), Medical Research Council UK (1983-1999), International Medical Research Centre in Gabon (1989-1992), Sub-Department of Animal Behaviour, University of Cambridge (1993-1998) and was Director of Conservation and Science at the Zoological Society of San Diego in the USA (1999- 2005). He is currently a professor in the School of Biological Sciences at Victoria University of Wellington, in New Zealand. Alan Dixson has authored, or co-authored, more than 140 papers and books.

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0 of 0 people found the following review helpful.
EXCELENT
By SERGIO PUSARELLI
EXCELENT WORK
VERY GOOD EXPLANATION ABOUT THE COMPARATIVE BEHAVIOUR IN SEXUALITY
THE COMPARATIVE STUDIES AND THE DEFINITIONS ABOUT SEXUAL TOPICS ARE VERY CLEAR

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[E400.Ebook] PDF Download The Mind of an Innovator: A Guide to Seeing Possibilities Where None Existed Before, by Patricia Harmon PH.D

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Synopsis:
Are you ready for an empowering journey through the many paths to innovation? The Mind of an Innovator is a comprehensive guide to expanding the current limits of your thinking and to seeing opportunities where none existed before. The habits and techniques that have allowed businesses and individuals to make huge leaps are set out, reminding us that no matter what the nature of innovation is, complex or simple, we all have the capacity to innovate.

How does emotional intelligence affect the quality of our thinking? What are the unique thinking skills that create outside-the-box ideas? How is the exciting new science of “biomimicry”� a rich source of eco-sustainable innovation? The answers to these questions are essential reading for business people, parents, community leaders and ordinary people who want to expand their horizons. In tough times, when there isn't a lot of money to go around, it is more important than ever to look for low cost, high value ways of making yourself and your business superior. And The Mind of an Innovator will get you started.

About the Author:
Patricia Harmon, Ph.D. is a self-employed consultant who works with Fortune 500 companies globally, doing leadership development and creative thinking towards innovation.

• Sales Rank: #1331383 in eBooks
• Published on: 2011-01-03
• Released on: 2011-01-03
• Format: Kindle eBook

Most helpful customer reviews

7 of 7 people found the following review helpful.
Book Delivers on Author's Promise
By Don Nowill, Ph.D., MBA
The author, Patricia Harmon, Ph.D. delivers on her claim that her book is a comprehensive guide to, "Expanding the current limits of our thinking and to seeing opportunities where none existed before." This book is a crisp easy action oriented read. The book is not filled with scientific jargon on how the mind works. Rather, Harmon fills the pages with relevant interesting examples to support the material she is teaching. At the end of each chapter there are exercises for the reader to complete. The exercises apply to the chapter's content and gives one the ability to use what they have learned in that chapter. I did say the book is an easy read, but you will not get the most from this book if you skip the exercises. The exercises take time and naturally require you to think in ways you may have never thought before.

This book is not about innovation per se. It is about the foundation for generating innovation, thinking creatively. I recommend this book for those who want to learn how to think creatively so that they, their teams and their organizations can become more innovative.

6 of 6 people found the following review helpful.
The Mind of an Innovator: Is Inspiring and Engaging!
By LM
The Mind of an Innovator: A Guide to Seeing Possibilities Where None Existed Before is an excellant read by an expert in this field. Patricia Harmon has developed a great format in conveying complex issues. She provides simple, often humorous ways to approach criticla thinking. She provides the reader with a means of initiating fresh views using tools right in front of us that sometimes we are blind to. Learning to think outside the box is what this master does for us! Thanks for your insiration and insight! Using the principles and exercises, you too can create a foundation for innovative thinking where none has existed before.Eat Fit, Be Fit: Health and Weight Management Solutions

4 of 4 people found the following review helpful.
Truly Thought Provoking
By C. Steigmeier, Ph.D.
Most of us are now familiar with the statement "we don't know what we don't know." Dr. Harmon's book makes you realize "we don't know what we do know." And what a group of us may know is almost beyond belief. It's truly exciting to read how using certain thinking techniques, and following the tips, can allow us to see, know, understand, recognize, discover, invent--you name it--things we didn't know were there. She briefly explains the theories on why this is the case. And tells extraordinary stories of ways in which people have used these tools to discover new things. In these difficult times, I can't imagine a company that wouldn't benefit from tapping into what their employees have to offer. On a personal level, my husband and I are using these techniques to imagine and create a life after retirement. We're also telling all the folks we know with kids how starting young to think in new ways will provide a lifetime of infinite possibilities.

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